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From the largest cities to the smallest villages, India is filled with ambition and enterprise. As Indians from all walks of life set out to write their growth story, our timely and affordable credit empowers them to bring their dreams alive. As part of the $8.5 billion TVS Group, we empower Indians from various socioeconomic backgrounds with financial products that serve their needs. In doing so, we further the cause of financial inclusion. Our two wheeler, used car, three wheeler, and tractor loans are designed for Indians in small towns and the rural heartland, for our nation's growth is powered by their prosperity. Our foray into the used commercial vehicle and consumer durable finance is yet another step in this direction. Our entrepreneurial culture, which inspires us to deliver our best, has given rise to such initiatives as TEDDI, a framework to implement innovative ideas, and GURU, a mentorship program to help new employees deliver excellence from Day One. With over 4.4 million customers and a long-term CRISIL rating of AA-, our growth is built on firm foundations. We have won several awards ,including the Flame Award for Excellence in Rural Marketing, The Best BFSI Company Award at the ET Now Makers of Developed India Awards 2018, and also listed among Top 40 in India’s leading BFSI companies 2019 by Dun&Bradstreet. 2010: We begin operations with our Two Wheeler loans 2010-11: Our book size grows to INR 100 crore 2012-13: Our book size grows to INR 1000 crore. We begin financing Used Cars and Tractors 2014-15: We reach the milestone of 1 million customers and begin financing Used Tractors 2016-17: We welcome our 2 millionth customer 2017-18: Our book size exceeds INR 6000 crore. We launch our Consumer Durable loans 2018-19: We begin financing Used Commercial Vehicles Loans and Business Loans