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Since 1887, Hortica®, a brand of the Sentry Insurance Group, has helped protect businesses in the horticultural and floral industries. Our goal is to guide and provide insurance solutions for greenhouse growers, nurseries, garden centers, retail florists, wholesale floral distributors, interior plantscapers, sod farms, and landscape and lawn care professionals. We follow the highest standards of ethics, honesty, professionalism, and accountability to help deliver unparalleled service to our customers. Hortica is a brand of the Sentry Insurance Group. The companies have become a part of one of the largest and most financially secure mutual insurance groups in the nation, with more than $21.6 billion in assets and a $6.5 billion* policyholder surplus. The insurance group holds an A+ (superior) AM Best Financial Strength Rating (FSR).** The content provided on this site is for information purposes only. See hortica.com/legal. Hortica® property and casualty coverages are underwritten, and loss control services are provided, by Florists’ Mutual Insurance Company, Florists’ Insurance Company, and Florists’ Insurance Service, Inc., Edwardsville, IL, members of the Sentry Insurance Group. For more information, visit hortica.com. Policies, coverages, benefits and discounts are not available in all states. See policy for complete coverage details. *Assets and policyholder surplus are as of December 31, 2020, and represent the aggregate total for all members of the Sentry Insurance Group and are not reflective of any individual underwriting company. **Sentry has an AM Best Financial Strength Rating (FSR) of A+ (superior), current as of June 2021. For details about AM Best’s rating scale, see ambest.com/ratings/guide.pdf.